At New Horizon, we understand how frightening it can be to face constant threats from creditors, wage garnishments, or the possibility of losing your assets. Our Legal & Creditor Protection service gives you immediate relief and the legal power to stop harassment in its tracks.
Through the protection of the National Credit Act, we ensure that once you are under debt review, creditors can no longer pursue legal action against you. This means no more threatening calls, letters, or repossession notices. You get the space and peace of mind you need to focus on your recovery—not your fear.
As soon as you're placed under debt review, your creditors are legally required to halt any collections or court proceedings. You gain powerful protection under South African law, which shields your income, assets, and overall wellbeing from further risk.
We take over all communication with your creditors, so you never have to face another intimidating call or demand letter. Our team manages every interaction professionally, giving you breathing room and ensuring your repayment plan is respected.
We help prevent repossession of your home, car, or other assets, and safeguard your salary from garnishee orders. Our legal support ensures your dignity and financial safety are preserved while you work toward becoming debt-free.
Don’t live in fear. Let New Horizon step in with the legal protection you’re entitled to. We’ll deal with the creditors—while you focus on rebuilding your financial life.
Clients who receive our Legal & Creditor Protection service often report immediate emotional relief. No more panic when the phone rings or fear of losing their possessions. With legal safeguards in place, they’re able to focus on following their repayment plan without intimidation or pressure.
The result is not just protection—it’s empowerment. You regain control, maintain your dignity, and move forward knowing your rights are fully defended every step of the way.
