At New Horizon, our Debt Review & Restructuring service is designed for individuals who are overwhelmed by debt and need a structured way out. If you’re falling behind on monthly repayments, facing mounting pressure from creditors, or worried about losing your assets—this service offers a clear, legal path toward financial stability.
Through our expert guidance, we help you consolidate your debts into one affordable monthly payment while protecting you from legal action and creditor harassment. This isn’t just a financial fix—it’s your opportunity to reset, rebuild, and reclaim control over your life with the support of professionals who care.
We begin with a detailed review of your financial situation—examining your income, expenses, and all outstanding debts. Based on this, we develop a personalized repayment plan that consolidates your debt into one affordable monthly payment.
Our team negotiates directly with your creditors to lower interest rates, stop legal action, and prevent asset repossession. Once you're under debt review, you're legally protected from creditor harassment, garnishee orders, and threats of repossession
we provide regular check-ins to ensure your plan remains realistic and aligned with your financial progress. Whether your situation changes or you’re ready to settle debts faster, we’re with you every step of the way to adjust and support your journey.
Don’t wait for things to get worse. Let New Horizon help you take back control with a legally backed, affordable repayment plan that works.
Clients who go through our Debt Review & Restructuring process often experience immediate emotional and financial relief. The stress of constant creditor calls, legal threats, and unpaid bills is replaced with a sense of control and calm. With the pressure lifted, you can finally focus on what matters—your wellbeing and your future.
By consolidating your debts into one affordable monthly payment and gaining full legal protection, you’ll experience greater financial stability and peace of mind. Over time, this structured approach helps you rebuild your credit profile, restore your confidence, and move steadily toward a debt-free life.
